Services

Portfolio Construction

Source One will never employ a cookie-cutter approach when building our clients' portfolios. This is simply because our clients are individuals with their own personal expectations of the rewards their relationship with us should yield.

We examine costs involved in the month-to- month running of a particular investment such as, in the case of purchasing physical precious metals, we evaluate the charges a provider makes for the safe storage of your investment. We even take into consideration the location of the storage facility.

Why?

Well many of our clients are surprised to learn that the US government once made it illegal for individuals to hold physical gold ! This attention to detail permeates every aspect of our service.

Source One pay particular mind to flexibility when constructing portfolios. After all, what use is a portfolio that denies you access to your capital in the event of a pressing need? It is of the utmost importance that your portfolio works with and for you rather than against you. We must assess your current circumstances with a view to determining any foreseeable liquidity requirements and plan accordingly.

Sound portfolio design is accomplished by evaluating what types of investments are suitable. Suitability depends on variables such as how an investment is taxed, its price volatility, liquidity and/or its ability to generate income. We focus on the overall asset class composition of the portfolio. The percentage allocation of stocks, mutual funds, bonds, commodities and cash plays a significant role in the overall success of an investment strategy.

Asset Allocation

Asset allocation balances risk with the potential rewards. It is based on the results of Source One's confidential, thorough and somewhat sober evaluation of your personal circumstances: your financial aspirations, your risk profile, your current tax status and, where applicable, the projected maturity of your holdings — all are essential in arriving at the optimum allocation of assets.

Source One believes that asset allocation is one of the most important decisions in the investment process, a statement that is supported by very convincing evidence.

We use the information gathered from the initial assessment process to determine the recommended distribution of your capital between cash, equities, fixed interest, mutual funds and, where appropriate, alternative assets. This allocation forms the core of your portfolio and is closely monitored so that we can respond to any changes to your circumstances as and when they occur, thus ensuring your investments continue to meet your objectives.

Portfolio Integration

Source One will analyze your existing portfolio using different criteria that we consider when designing an investment plan for you. We will rate your portfolio in each area and make recommendations as to how this rating might be improved upon. This process does not include specific mutual fund or stock recommendations, but instead focuses on areas such as asset allocation, tax efficiency, risk/reward characteristics, etc.

Source One will provide you with a candid and honest assessment of the merits of retention or disposal. Whatever course of action we recommend, you can rest assured that it will be made with our trademark complete impartiality.

Portfolio Management

Source One believes that the monitoring of the investment structure within your portfolio over time enables you to check on our performance and enables us to confirm whether the prevailing strategies are meeting their expectations and whether the portfolio continues to be sufficiently diversified and efficient.

To this end, we seek out sources of over and under performance using state of the art analytics and, as you would expect, our reports are personalized for each client.

We invest heavily in our technology systems and employ the latest innovations in portfolio pricing to ensure that performance remains in line with our and your expectations.

Ongoing Reviews

Your account will be monitored on an ongoing basis to take advantage of opportunities created by changing circumstances within the market. The portfolio asset allocation is reviewed on an annual basis and any changes deemed necessary will only be undertaken after your permission has been granted.

Source One firmly believe that clients must be able to access information regarding their portfolios and, to this end, we make an unwavering commitment to investing in an effective and disciplined administrative infrastructure staffed by consummate professionals with your peace of mind at heart.

We will keep you informed at each and every step of the investment process. Should our recommendations have advised investing in specific stocks, bonds or commodities, we will advise you when our analysts have determined a suitable entry point into the relevant market.

Should you need to contact us in between the regular monthly reviews, you can be assured that our administrators will return your call or email within 24 hours. We even offer a facility whereby you can log in to your account via our website.

Client reporting is an essential component of our service. It gives us the chance to keep you apprised of performance and to discuss other matters such as, where applicable, the onward transmission or re-investment of dividends from stocks within your portfolio.

Financial Planning

Wealth Management

Source One's wealth management practice integrates six key areas of your financial life:

1. An evaluation of your goals and objectives that provide the foundation for your financial plan as a whole
2. Asset management (your total investment picture)
3. Disability and risk management (protecting you from catastrophes)
4. Tax planning and management (improving your wealth-building efficiency)
5. Liability Management (reducing unnecessary expenses and debt)
6. Estate planning (helping you transfer your lifetime assets to your heirs and/or to worthy causes)

Our planning services include mathematical analysis and forecasting, professional evaluation and advice, specific recommendations, support, a structure for making decisions and accountability - so that people can make better financial decisions and help improve their personal and professional lives. We are committed to developing a close professional relationship with you and your family. The better we know you, the more effective we can be in our counsel.

Retirement Planning

Source One can assist with the initiation of a portfolio and investment plan that will prepare you financially for what should be the finest years of your life. By putting capital aside, in the form of an investment portfolio, you will be taking the most important first step. Allow our competent investment teams to assist. They can answer your retirement savings and planning questions and help you stay on track.

Although retirement is generally depicted as a time to rest, reflect upon and enjoy life, it also happens to be the most financially demanding. This is because, as you'll spend most of your time at leisure rather than working, you'll notice the absence of your old income. Careful planning for the financial aspects of retirement can ensure that you spend your time enjoyably rather than balancing budgets.

Many provisions people make for retirement can be rendered inadequate by issues like inflation and by correctly balancing portfolios and reducing tax burdens, Source One are able to help counteract losses, minimize taxes and provide a stable income for your retirement years. We understand that most dream of retiring in a manner that is comfortable, and for many, being able to provide a trust or inheritance for those they love is furthermore of great concern. Source One's experts are at hand to help you achieve the goals you've set for your retirement years.