Services

Portfolio Construction

Source One International will never employ a cookie-cutter approach when building our clients' portfolios. This is simply because our clients are individuals with their own personal expectations of the rewards their relationship with us should yield.

We examine costs involved in the month-to- month running of a particular investment such as, in the case of purchasing physical precious metals, we evaluate the charges a provider makes for the safe storage of your investment. We even take into consideration the location of the storage facility.

Why?

Well many of our clients are surprised to learn that the US government once made it illegal for individuals to hold physical gold! This attention to detail permeates every aspect of our service.

Source One International pay particular mind to flexibility when constructing portfolios. After all, what use is a portfolio that denies you access to your capital in the event of a pressing need? It is of the utmost importance that your portfolio works with and for you rather than against you. We must assess your current circumstances with a view to determining any foreseeable liquidity requirements and plan accordingly.

Sound portfolio design is accomplished by evaluating what types of investments are suitable. Suitability depends on variables such as how an investment is taxed, its price volatility, liquidity and/or its ability to generate income. We focus on the overall asset class composition of the portfolio. The percentage allocation of stocks, mutual funds, bonds, commodities and cash plays a significant role in the overall success of an investment strategy.

Asset Allocation

Asset allocation balances risk with the potential rewards. It is based on the results of Source One International's confidential, thorough and somewhat sober evaluation of your personal circumstances: your financial aspirations, your risk profile, your current tax status and, where applicable, the projected maturity of your holdings — all are essential in arriving at the optimum allocation of assets.

Source One International believes that asset allocation is one of the most important decisions in the investment process, a statement that is supported by very convincing evidence.

We use the information gathered from the initial assessment process to determine the recommended distribution of your capital between cash, equities, fixed interest, mutual funds and, where appropriate, alternative assets. This allocation forms the core of your portfolio and is closely monitored so that we can respond to any changes to your circumstances as and when they occur, thus ensuring your investments continue to meet your objectives.

Portfolio Integration

Source One International will analyze your existing portfolio using different criteria that we consider when designing an investment plan for you. We will rate your portfolio in each area and make recommendations as to how this rating might be improved upon. This process does not include specific mutual fund or stock recommendations, but instead focuses on areas such as asset allocation, tax efficiency, risk/reward characteristics, etc.

Source One International will provide you with a candid and honest assessment of the merits of retention or disposal. Whatever course of action we recommend, you can rest assured that it will be made with our trademark complete impartiality.